Georgia Trucking Insurance Agency
    Georgia agents · 80+ carriers

    Georgia commercial truck insurance priced for working operators.

    Real coverage from A-rated carriers. We shop 80+ markets for owner-operators, small fleets, and motor carriers running anywhere from I-285 to the Port of Savannah. Bind today. Form E filed with Georgia DPS the same day.

    Compare offers from the state's top truck insurance carriers

    Get your free Georgia truck quote

    90 seconds. No pressure.

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    Trusted by Georgia operators · A-rated

    80+ A-Rated Carriers
    Georgia Agents
    4.9 / 5 · 256 Reviews
    Same-Day Form E Filing
    Statewide Georgia Coverage
    340+ Operators Insured
    Secure & Confidential Quotes
    No-Pressure Quotes
    Bind in Under 4 Hours
    GA DPS & FMCSA Filings
    80+ A-Rated Carriers
    Georgia Agents
    4.9 / 5 · 256 Reviews
    Same-Day Form E Filing
    Statewide Georgia Coverage
    340+ Operators Insured
    Secure & Confidential Quotes
    No-Pressure Quotes
    Bind in Under 4 Hours
    GA DPS & FMCSA Filings
    How it works

    Three steps to insure your truck

    We handle the shopping, the paperwork, and the filings. You pick the option that pencils.

    80+ A-rated carriers
    Same-day Form E filing
    Georgia agents
    Route · TX → BoundLive
    90 sec process

    See how it works in 90 seconds

    From the application to a bound policy — the exact path your truck takes through our agency.

    1. 1

      Send us the basics in about 90 seconds

      ≈ 90 seconds

      Tell us your operation type, truck, freight, and routes. Your submission goes to every one of the 80+ carriers we work with.

    2. 2

      We pull the right policies for your operation

      Same business day

      Your assigned producer hits every market with appetite for your class and brings the three best options back to you side-by-side.

    3. 3

      Sign, bind, and start moving freight today

      Certificates in < 1 hr

      Sign electronically. We file Form E with Georgia DPS and BMC-91 with FMCSA the same business day. Certificates to your shippers within the hour.

    Top commercial truck insurance policies

    Every Georgia trucking operation needs a different mix. These are the policies we place most often for operators running freight from the Port of Savannah to the Tennessee line.

    Primary Liability

    Required on every commercial truck rolling in Georgia. Pays for bodily injury and property damage when you are at fault. GA DPS sets state minimums; FMCSA sets the $750K federal floor for interstate.

    Starting at $5,300/yr

    Physical Damage

    Comp and collision on the tractor and trailer. Agreed-value options for older units and gap protection on financed equipment.

    Starting at $2,300/yr

    Motor Truck Cargo

    Covers the freight on the trailer. Reefer breakdown endorsement for poultry and produce loads. Limits sized to your actual commodity mix.

    Starting at $1,150/yr

    Non-Trucking Liability

    Protection when you are off-dispatch, running personal use, or under your own MC. Required by almost every Georgia motor carrier lease.

    Starting at $580/yr

    Bobtail Insurance

    Liability for the tractor when the trailer is dropped. Covers the gap between loads so the deadhead home is not on you.

    Starting at $390/yr

    Workers Compensation

    Covers drivers, mechanics, and yard staff for on-the-job injury. Required in Georgia once you have three or more regular employees.

    Starting at $3,100/yr

    Why Georgia Commercial Truck Insurance?

    Independent. Trucking-only. Based in Georgia. We shop A-rated carriers, compare every option in plain English, and file your paperwork the same day you bind. No phone trees. No call centers in another time zone. Just Georgia agents who only write trucking.

    340+
    Georgia operators insured
    $312M+
    Total premium placed
    80+
    A-rated carriers shopped

    Our trusted carrier partners

    ProgressiveGreat West CasualtyCanal InsuranceSentryZurichNational InterstateHallmarkBerkleyHDI Global
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    Whatever you haul, we have you covered

    We place coverage for every truck class running in Georgia. Click your rig to see which markets are writing your class right now.

    Two ways to start your coverage

    Compare quotes online

    Use the 90-second form to share your operation details and we will pull personalized quotes from multiple top carriers.

    Start My Quote

    Talk to an agent

    Need answers on filings, coverage, or what your premium should look like? Call and you reach a Georgia agent, not a call queue.

    (404) 800-RIGS

    What our customers are saying

    ★★★★★5.0

    "Saved $29,400 on our reefer fleet renewal. The previous agent had us locked into the same carrier for four years and never went back to the market. These guys actually shopped it."

    DT
    Darnell T.
    6-truck reefer fleet · Forest Park, GA
    ★★★★★5.0

    "Fresh authority, no loss runs, every other agent wanted twenty grand down. Got me bound with Progressive and filed my MC the same afternoon. Pulled my first load out of the Port of Savannah that weekend."

    CM
    Carlos M.
    Hot shot · Stockbridge, GA
    ★★★★★5.0

    "Took a hit on I-75 in month two. Our agent stayed on the adjuster call with us and made sure the settlement was not lowballed. That is what you actually pay an agent for."

    JW
    Jessica W.
    12-truck flatbed · Macon, GA

    Frequently asked questions

    Single-truck Georgia operators with a clean MVR usually land between $11,400 and $16,800 a year. The number swings on truck class, cargo, garage ZIP, CSA history, and how long the operator has been under their own authority. Drivers running out of Atlanta or the I-285 belt typically pay the high end because of urban loss ratios. Anyone in their first 12 months under a new MC should plan for a 25 to 40 percent surcharge until the loss history matures.
    Georgia intrastate carriers operating under the Department of Public Safety must carry at least $100,000 per person and $300,000 per occurrence in liability for non-hazmat freight, with higher limits depending on GVW and cargo class. Interstate carriers above 10,001 lbs need the FMCSA federal floor of $750,000 in combined single limit. Hazmat haulers move into the $1 million to $5 million range. We confirm the right filing for your operation before you bind.
    If your MVR, CDL copy, prior loss runs, and current dec page are in hand, we can typically quote, bind, and file Form E with Georgia DPS or BMC-91 with FMCSA inside four business hours. Most owner-operators based in Atlanta, Macon, or Savannah are rolling on the new policy the same day they say yes.
    Yes. We work with Progressive, Canal, Berkley, and several surplus lines markets that actively quote new-venture risks in Georgia. We also help with the MC application, BOC-3 process agent setup, UCR registration, and the GA Department of Revenue IRP / IFTA paperwork so nothing slows your start.
    Intrastate carriers stay inside Georgia and answer to GA DPS / DOR rules with state-set liability minimums. Interstate carriers cross the line into Alabama, Florida, Tennessee, South Carolina, or beyond and fall under FMCSA rules with a $750,000 federal minimum. Get the filing wrong and your truck can sit at the Lake Park or Ringgold weigh stations until proof of correct coverage is on file.
    Yes. We file Form E with Georgia DPS for intrastate carriers and BMC-91 / BMC-91X with FMCSA for interstate carriers, both same business day on binding. Form H cargo filings are handled in-house too. Filing is included at no extra charge — you do not pay us a per-form fee like some out-of-state agencies.

    Lock in your Georgia truck insurance today

    Short application. Zero pressure. A-rated carriers compared in one view.

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